XT Exchange

How to Buy USDT with a Bank Card on XT.com

How to Fiat/P2P deposit

XT.com offers a Credit /debit Card  Purchase feature, allowing users to quickly buy USDT using a Visa or Mastercard credit/debit card. Here's a step-by-step guide:

 

Step 1: Log In and Access the Buy Crypto Page

  • Visit the official XT website: www.xt.com

  • After logging in, click Buy Crypto on the top navigation bar

  • Select Credit/Debit Card from the dropdown menu.

 

Step 2: Choose "Credit /debit Card

On the Buy Crypto page, the system will automatically select the Credit /debit Card tab.
Currently, only USDT is supported for purchase through this method.

 

Step 3: Add a Bank Card (First-Time Users Only)

If this is your first time using the feature, you’ll need to add a payment card:

  • Click Add Card under the Payment Method section

  • Enter your Visa/Mastercard number, expiry date, and CVV code

  • Once confirmed, save the card for future payments、

⚠️ To ensure transactions are secure, card binding requires completion of KYC verification.

 

Step 4: Enter Purchase Details

Fill in the following information on the right-hand panel, then click Buy USDT:

  • Spend: Enter the amount you wish to pay (e.g., 20 USD)

  • Receive: The system will automatically calculate the amount of USDT you’ll receive

  • Payment Method: Choose your saved Visa/Mastercard

 

Step 5: Confirm the Order

The system will redirect to the Order Confirmation page.
Please check the amount and currency. If everything is correct:

  • Tick the box to agree to the Fiat Business Authorization Agreement

  • Click Confirm to proceed to the payment step

 

Step 6: Complete Payment Verification

You will be redirected to the bank card payment page.
A one-time verification code (OTP) will be sent to your registered phone number.
Please enter the code promptly and click Confirm to complete the transaction.